With over-55s now having full access to their UK pension funds, more people are choosing to retire abroad than ever before. Not surprisingly, many are heading for Portugal – but the trouble is, unscrupulous financial advisers are following the money.

In the UK, the Financial Conduct Authority (FCA) has an objective to protect savers and investors from scams and sharp practice. But outside the UK, financial services companies can set up and sell investment products to British expats with lower levels of consumer protection.

UK Financial Conduct Authority www.fca.org.uk.

At RC Brown, we’re regulated by the FCA, so you can rely on us to act with integrity and to treat our customers fairly.

Indeed you can rely on us to follow all 11 of The Principles for Businesses set out by the regulator. You have exactly the same rights as our UK-based clients, and we’ll run your account to the same demanding standards. More importantly, in the unlikely event that you have a complaint, it will be handled by the UK Financial Ombudsman Service. Any compensation will be payable from the central scheme underwritten by the UK financial services industry.

We’ll build you a portfolio individually tailored to your investment objectives, with fees that are completely transparent, with no hidden extras.

What’s more, you’ll be dealing with people who know and understand life in Portugal at first hand. Our Investment Director, lives and works in Portugal.